Stellar Lumens Explained | (XLM & IBM)

Stellar is a financial platform that uses crypto it’s native currency XLM to facilitate fast and secure cross-border payments. The project started back in 2014 when it forked from Ripple protocol because the co-founder, Jeb McCaleb had different financial philosophy and vision compering to reaming members of Ripple. A major difference between the two blockchain projects is that Ripple is focused on providing solutions to banking systems but Stellar Also aims to facilitate easy payments between people.
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